Newcomers guide
Moving to DFW from Ghana
A checklist for your first week, first month and first 90 days in Dallas-Fort Worth. Official items link to the source. Community tips come from people who have done it.
First week
Get connected and get around.
Know your driving clock
Texas lets new residents drive on a valid license from a qualifying country for up to 90 days. Whether a Ghanaian license qualifies, and whether you need an International Driving Permit, is answered on the Texas DPS pages. Read both before you drive.
Phone and SIM
Ask friends which carriers work well where you live and work. Ask each carrier what ID they need, whether there is a contract, and whether your Ghana number can stay active for verification codes.
Temporary housing
If you are staying with family or friends at first, ask how long is comfortable for everyone and what a fair contribution looks like. Look at neighborhoods before you commit to a lease, and ask people you trust about the areas they know.
Getting around
Ask people who live near you how they get to work, church and the market. Check the transit agency for your area for routes and fares, and ask about carpooling within the community.
First month
Set up the basics of daily life.
Social Security number
In general, only noncitizens who are authorized to work by the Department of Homeland Security can get a Social Security number. There is no fee. Read the Social Security Administration guide for what applies to you, and ask them directly about your own situation.
Passport and consular services
In October 2025 the Embassy of Ghana in Washington announced a revived community outreach program. Check the embassy site to see whether a stop in Dallas-Fort Worth is scheduled before you plan a trip to Washington.
Bank account
Ask each bank which documents they need to open an account and what fees apply. Ask whether you can open one without a Social Security number. Compare at least two banks or credit unions before you choose.
Health coverage and a primary doctor
Ask your employer or school what coverage is offered and when you can sign up. Ask community members which clinics and doctors they trust, and ask any clinic what a first visit costs before you book.
Your first lease
Read the whole lease before you sign. Ask what is covered by the deposit, what the late fee is, how to end the lease early, and what the landlord needs from you to approve an application.
First 90 days
Handle the items that come with a deadline.
Texas ID or driver license
Apply in person at a Texas DPS office before the 90 days end. The DPS page lists what to bring and how to book. Check it for the current requirements before you go.
School enrollment
Enrollment is handled by your school district, so start with the district for where you live, for example Dallas, Fort Worth, Arlington, Plano or Frisco. Ask which documents they need, how to find your assigned school, and what the deadlines are.
Taxes and credit basics
Ask your employer how pay and tax forms work. Ask someone you trust how credit history is built, and keep records of your pay and bills. For your own tax situation, ask a qualified tax professional.
Community
People and groups who have been here before you.
Council of Ghanaian Associations (COGA-DFW)
The Embassy of Ghana in Washington names COGA-DFW in its community outreach announcement. Contact the council for how to connect with member associations.
Sample association listing
Hometown, regional, alumni and faith groups will be listed here once they have given permission. This is a sample entry that shows how a listing will look.
Suggest a tip
Share something that helped you settle in. Describe what to ask or where to look, and leave out private details and anything you cannot back up. An admin reviews every tip before it appears.

